Why Visit the Finance Center at Paul Thigpen Chevrolet Buick GMC?

Shopping for a vehicle to drive all over Dalton can be an exciting experience. However, during the shopping process you might need some advice from finance experts. If that is the case for you, then you will want to shop at Paul Thigpen Chevrolet Buick GMC. At our dealership, you can browse our impressive selection of new Buick, Chevy, and GMC models, as well as quality used cars. You can also consult the expert staff at our Finance Center to get any financial advice you need as you buy or lease your vehicle.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Great Financing Options

Financing is a common payment method for customers in Cleveland, TN. When you finance a vehicle from Paul Thigpen Chevrolet Buick GMC, you start by taking out a loan. The loan allows you to pay for your vehicle of choice immediately, so that you can drive home with your ideal vehicle and start the process that ends in you owning the car of your dreams. After financing your ideal vehicle, you must pay off your loan over time with interest added. Once the loan is paid off, the vehicle belongs to you. There are a few notable benefits that come with financing a vehicle. When you finance a vehicle, you don't have to worry about mileage limits. You can also make modifications to your vehicle. However, some customers might prefer not to take out a loan to be able to drive a vehicle. If that is the case for you, then you might want to consider leasing.


When you lease a vehicle to drive around Cleveland, you don't take out a loan. Instead, you make monthly payments to be able to drive your vehicle of choice. You can then drive the vehicle for the duration of the leasing period. The leasing period usually lasts 36 months. At the end of the leasing period, you have three options. First, you can return the vehicle to our dealership and head home with no further obligations. Second, you can trade your leased vehicle in for a new one. Third, you can buy your leased vehicle and take full ownership of it. Leasing is a great option for customers who want to drive a new car but would prefer not to take out a loan. If you lease a new model every few years, you can enjoy consistently driving the latest  vehicles with state-of-the-art features.

Help With Credit Issues

Do you have a low credit score that you are worried might prevent you from getting the vehicle you need in Chattanooga? At Paul Thigpen Chevrolet Buick GMC, we can help you get a car even if you have bad credit. We work with a variety of nearby financial institutions, and we can help you get a loan to finance a vehicle from our inventory.

Apply for Financing Online

Once you know which vehicle you want to drive, you can apply for financing from the comfort of your home. Just visit our dealership's website and fill out our Finance Application. In just a few minutes, you can kickstart the payment process for your next vehicle. If you have any questions about the application process, be sure to contact our Finance Center.

Take Your Next Vehicle on a Test Drive Today

Are you ready to finance or lease a new vehicle from Paul Thigpen Chevrolet Buick GMC? Then be sure to take your ideal model on a test drive, then get in touch with our Finance Center to find the right payment method for you. To schedule a test drive, contact us today!

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Paul Thigpen Chevrolet GMC LaFayette takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Paul Thigpen Chevrolet GMC LaFayette

    1975 HWY 27 N
    LA FAYETTE, GA 30728

    • Sales: (706) 670-2092
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Get in Touch

  • Contact our Sales Department at: (706) 670-2092
  • Monday8:00 am - 6:00 pm
  • Tuesday8:00 am - 6:00 pm
  • Wednesday8:00 am - 6:00 pm
  • Thursday8:00 am - 6:00 pm
  • Friday8:00 am - 6:00 pm
  • Saturday8:00 am - 5:00 pm
  • SundayClosed